Terms of use

1. What Rezva is (and is not)

Rezva provides a payment identity registry and resolution layer. The Services help compatible wallets and applications look up identifiers (such as names, emails, phones, merchant IDs, payment links, QR payloads, provider namespace names, and custom values) and retrieve associated payment destination metadata.

Rezva is not a bank, money transmitter, payment processor, custodian, exchange, broker, or escrow. Rezva does not receive, hold, settle, reverse, insure, or guarantee transfers of fiat or crypto. Rezva does not process payments through PayPal, Cash App, bKash, bank rails, national QR networks, card networks, or any other third-party payment service. Any crypto payment is created, signed, broadcast, and confirmed solely by you and/or a third-party wallet or payment app that chooses to integrate Rezva.

2. No affiliation with third-party brands or rails

Mentions of third-party brands, apps, wallets, merchants, or national payment schemes (including examples such as PayPal, Cash App, Rabby, Bangla QR, SGQR, QRIS, or bKash) are for illustration of identifier types or integration patterns only, unless we expressly state a written partnership. Those systems remain independent. Registering or resolving an identifier that resembles a third-party format does not mean Rezva operates, endorses, or is responsible for that system.

3. Eligibility and accounts

You must be able to form a binding contract under applicable law to use the Services. Dashboard access may use third-party authentication (including Privy). You are responsible for your credentials, API keys, wallet connections, and all activity under your account or keys. Notify us promptly of unauthorized access via contact.

Business and wallet-provider features may require an application and operator approval. Approval is discretionary, may be limited or revoked, and does not create a partnership, agency, employment, or joint-venture relationship with Rezva.

4. Registry content and your responsibilities

If you register, update, or control an identifier or destination, you represent and warrant that: (a) you have all rights needed to use that identifier and the linked destinations; (b) the mapping is accurate and not misleading; (c) you will not impersonate others, infringe trademarks, or register identifiers you do not control; and (d) you will keep destinations current and remove or suspend mappings you no longer control.

Controllers, businesses, and providers are solely responsible for the truthfulness of registry data they submit. Rezva may store and return that data for resolution but does not independently verify every mapping for commercial fitness, legality of goods or services, or destination safety beyond protocol features such as review, suspension, cooldowns, or operator actions described in the documentation.

5. Wallets, integrators, and payments

Wallet providers and other integrators decide whether and how to call Rezva APIs, present resolve results, and allow users to send funds. You (and any wallet you use) must independently verify display names, destinations, networks, assets, amounts, and timing before signing or confirming any transfer. Onchain and other crypto transfers are typically irreversible. Rezva cannot cancel, reverse, refund, or recover funds sent to a wrong, outdated, suspended, or fraudulent destination.

Free API, sandbox, and Test Merchant features are for development and evaluation. Production keys, rate limits, namespaces, and provider tooling may change as the protocol evolves.

6. Acceptable use

You may not use the Services to:

(a) commit fraud, scams, money laundering, sanctions evasion, or other unlawful activity; (b) publish malware or attempt unauthorized access to Rezva systems; (c) abuse rate limits, scrape in a way that degrades the service, or resell access without permission; (d) submit false applications or evidence; (e) register identifiers or destinations intended to deceive payers; or (f) interfere with operator review, complaints, or safety actions.

We may suspend identifiers, revoke access, reject applications, or take other protocol actions when we believe these terms or applicable law have been violated, or when safety requires it. Operator actions do not create an obligation to police all content or to compensate affected parties.

7. Reports and disputes

Impersonation, trademark, and unauthorized mapping concerns may be reported through the processes described on Report / Dispute and (where available) the dashboard complaints tools. Filing a report does not guarantee a particular outcome, timeline, or restoration of funds. Operator review of a complaint is not an admission of fault by Rezva and does not make Rezva a party to any dispute between you and a third party.

8. Intellectual property

Rezva retains rights in the Services, branding, documentation, and software we provide, subject to any open-source or SDK licenses that accompany specific components. You retain rights in content you submit, and you grant Rezva a worldwide license to host, process, display, and distribute that content as needed to operate the registry, resolver, dashboard, and related Services.

9. Third-party services

The Services may depend on third parties (for example authentication providers, cloud hosting, databases, blockchains, RPC providers, and wallet software). Those services have their own terms. Rezva is not responsible for outages, data handling, or losses caused by third parties or by blockchain networks.

10. Disclaimer of warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, REZVA DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not warrant that registry data is complete, current, or error-free; that resolve responses will be uninterrupted; that any destination is safe to pay; or that the Services will meet your commercial requirements.

Parts of pricing, protocol rules, and operator policy are still being built. Features may change, and environments may include incomplete or evolving infrastructure.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, REZVA AND ITS OPERATORS, CONTRIBUTORS, AFFILIATES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR CRYPTO OR FIAT ASSETS, ARISING FROM OR RELATED TO THE SERVICES OR THESE TERMS, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Without limiting the above, Rezva is not liable for: mistaken or fraudulent payments; outdated or incorrect registry mappings submitted by controllers; wallet software bugs; user failure to verify resolve results; blockchain congestion, forks, or failed transactions; third-party brand or rail disputes; or operator actions taken in good faith for safety or policy enforcement.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, REZVA’S TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO REZVA FOR THE SERVICES IN THE THREE MONTHS BEFORE THE CLAIM, OR (B) FIFTY U.S. DOLLARS (US$50). Some jurisdictions do not allow certain limitations; in those places, our liability is limited to the fullest extent permitted.

12. Indemnity

You will defend, indemnify, and hold harmless Rezva and its operators, contributors, and affiliates from claims, damages, losses, and expenses (including reasonable legal fees) arising out of: your use of the Services; identifiers or destinations you register or control; your applications or evidence; your integrations; your violation of these terms or law; or disputes between you and payers, payees, wallets, or other third parties.

13. Changes and termination

We may update these terms by posting a revised version on this page. Continued use after changes become effective constitutes acceptance. We may suspend or terminate access to the Services at any time, including for maintenance, abuse, legal risk, or product changes. You may stop using the Services at any time.

14. Governing law

These terms are governed by the laws applicable to the operator of the Services, without regard to conflict-of-law rules, except where mandatory consumer protections require otherwise. Courts in that jurisdiction will have exclusive venue for disputes that cannot be resolved informally, except where prohibited by law.

15. Contact

Questions about these terms: contact. See also our Privacy notice and About disclaimer.